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The Regulator

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  Article Author Issue
  Auto Insurance
  Progressive: What Happened? Brian Sullivan 11/00
  Autograph Technology Allows Insurers to Accurately Track Usage Wayne Cotter 11/00
  Third-Party Loss Evaluators Drawing More Scrutiny Scott Hoober 1/01
  Warren Buffett: I Was Wrong Wayne Cotter 5/01
  Georgia Auto Insurers Grapple with New "Diminished Value" Rules (also see letter in May 2002 issue) Dave Hurst & Wayne Cotter 3/02
  Credit Scoring Raising Hackles, But Will Regulators Lower the Boom? Scott Hoober 9/02
  Auto Insurance in Crisis? Maybe . . . and Maybe Not Scott Hoober 11/02
  Business Interruption/Income Coverage
  Business Not As Usual (also see "Clarification," 3/02) Scott Hoober 1/02
  Career Development Seminars
  New Orleans Roundtable Offers Tasty Discourse Wayne Cotter 9/00
  Nichols: States Must Adopt Uniform Market Conduct Standards or Face Demise Scott Hoober & Kim Moore 9/00
  Consumer Rights v. Financial Institution Rights Paul Bicica 9/01
  Combating Internet Fraud Kathleen McQueen 9/01
  LTC Policies that Partner with Medicaid Kashyap Saraiya 9/01
  Federal Reserve as an "Umbrella Supervisor" Frank D. Seidel 9/01
  Up Close and Personal with Tom Vartanian Wayne Cotter 9/01
  Up Close and Personal with Kirk Yeager Pam Donnewald 9/01
  Up Close and Personal with Ron Sallow Kathleen McQueen 9/01
  Up Close and Personal with Weldon Hazelwood Gerry Milsky 9/01
  Up Close and Personal with Robert Johnson and Lee Kapos Frank D. Seidel 9/01
  The San Antonio CDS – A Preview Stephen Martuscello 5/02
  2002 CDS: San Antonio – A Perfect Blend of History, Tradition and Progress Kashyap Saraiya 5/02
  The IRES Annual CDS: A History 5/02
  Deep in the Heart of San Antonio Kashyap Saraiya 7/02
  Seeking a "Common Vision" – An Interview with Commissioners Vaughan (Iowa), Montemayor (Texas), Ario (Oregon) and Covington (Ohio), Part I Wayne Cotter and Scott Hoober 9/02
  Seeking a "Common Vision, Part II" Wayne Cotter & Scott Hoober 11/02
  Codification
  Are You Ready for Codification? Dave Christensen 1/01
  Consumer Issues
  Eschew Obfuscation: Communicating Effectively with Consumers Paul Bicica 11/00
  When Life Products Don't Fit Consumers' Needs, What Then? Scott Hoober 1/03
  Credit Scoring
  Credit Scoring Raising Hackles, But Will Regulators Lower the Boom? Scott Hoober 9/02
  E-Commerce/Technology
  Technology, Not Legislation, is Transforming the Global Financial Services Marketplace Scott Hoober 1/00
  E-Commerce Revolution Has Yet to Take Insurance Market by Storm Scott Hoober 5/00
  The Role of 'Aggregators' in Internet Insurance Sales Ron Kuhnel & Eric Loewe 5/00
  A Call for Restraint (an interview with Art Chartrand) Wayne Cotter 5/00
  A Look at How the Internet Can Help Insurers Improve their Relationships with Regulators Steve Feldman 5/00
  Insurance on the Internet Forces Regulators to Question Old Definitions, Old Concepts Douglas A. Greer 5/00
  Watching the Web 7/00
  Grading the Sites: Insurance on the Internet Wayne Cotter 5/01
  Fraud
  GAO's Frankel Report: States Failed to Notice Obvious Signs of Fraud 11/00
  Sunshine State Confronts the Dark Side of Viaticals Kevin McCarty 3/01
  Custodial Accounts: Keeping an Eye on the Assets Vincent Laurenzano* 5/01
  Departments and AGs Use Varied Tools to Battle Fraud Scott Hoober 3/02
  Unauthorized Health Insurers: One State's Response Angela K. Ford 5/02
  Gramm-Leach-Bliley/Financial Services Reform
  What Every Regulator Should Know About the 1999 Financial Reform Law Wayne Cotter 1/00
  Bank/Financial Holding Company Powers Dennis W. Toivonen 1/00
  Financial Privacy Far From a Reality Under New Law Frank Torres 1/00
  Functional Regulation is Now the Law of the Land George Nichols 1/00
  At Long Last: Uniform Licensing Ken A. Crerar 1/00
  Observations on Financial Services Integration Joseph Belth 1/00
  Regulators of Non-Domestic Insurers Impeded by New Law Bonnie Steingart 1/00
  A New Weapon to Help Regulators Combat Fraud Dennis Jay 1/00
  With Passage of New Act, It's Time Regulators Get To Know Their Local Federal Reserve Bank Scott Hoober 3/00
  The Great American S.900 Quiz Wayne Cotter 3/00
  Regulators Grapple with Privacy Concerns Scott Hoober & Kim Moore 9/00
  NARAB Fears Moving States to Uniformity Scott Hoober & Kim Moore 9/00
  "Bancassurance" Financial Revolution Has Yet to Arrive Ray Soifer 1/01
  Uniform Licensing Inches Closer Maryellen Waggoner 1/02
  Uniformity for the Sake of Uniformity? Gerald A. Milsky 7/02
  NAIC: Producer Reciprocity Standard in Place for 35 States 11/02
  Health Insurance
  When Medicare HMOs Bail Out on Their Policyholders Scott Hoober 7/01
  Assessing the Nation's Health Care Privacy Rules Georgetown University 7/01
  Mental Health and Managed Care: Evaluating the Results James Wrich 7/01
  Recent Health-Related Studies/Persons Without Health Insurance, 1990-99 7/01
  Unauthorized Health Insurers: One State's Response Angela K. Ford 5/02
  Getting Hip to HIPPPA: New HIPPA Privacy Rules are Coming Francis J. Serbaroli & Vimala Varghese 1/03
  HMOs
  When Medicare HMOs Bail Out on their Policyholders Scott Hoober 7/01
  Homeowners Insurance
  When Natural Disaster Strikes: Seeking Federal Remedies Ross J. Davidson Jr. 7/00
  Mold Outbreak Nick Mallouf 1/02
  Credit Scoring Raising Hackles, But Will Regulators Lower the Boom? Scott Hoober 9/02
  Insurance Department Profiles
  West Virginia Keeps Close to the Companies it Examines, and the Consumers it Serves Scott Hoober 7/00
  IRES Information
  IRES Adds New Accreditation Option for State Health Care Regulators Ed Mailen 5/01
  Jann Goodpaster of Oregon is New IRES President 9/01
  Establishing Dynamic State Chapters Pam Donnewald & Karen Dyke 1/02
  Chapter News appears in every issue of The Regulator. The column provides information on the activities of various state chapters.
  Al Greer: 1911-2001 1/02
  New Technology Option Added to AIE Curriculum 3/02
  IRES Turns 15: A Look Back at the Birth, and Growing Pains, of our Society Scott Hoober 5/02
  Talking with . . . Tom Reents Kirk Yeager 5/02
  Talking with . . . Brad Connor Cynthia Amann 5/02
  Talking with . . . John Reiersen Wayne Cotter 5/02
  IRES Trivia Quiz 5/02
  IRES Past Presidents 5/02
  President's Award Recipients 5/02
  The IRES Annual CDS: A History 5/02
  Paul Bicica of Vermont is New IRES President 9/02
  Thanks to Weldon, Tommy and Scott 9/02
  Shirley Robertson of Nevada Receives 2002 Al Greer Award 9/02
  IRES Honors Susan Morrison 9/02
  Consumer Advocate Wins Publications Award 9/02
  Charlie Elgin: 1929-2002 11/02
  Licensing
  Uniform Licensing Inches Closer Maryellen Waggoner 1/02
  Uniformity for the Sake of Uniformity? Gerald A. Milsky 7/02
  Life Insurance
  Companies Facing More Scrutiny from Regulators about "Janitor's Life" Plans Scott Hoober 7/02
  When Life Products Don't Fit Consumers' Needs, What Then? Scott Hoober 1/03
  Litigation
  How Increased Litigation Costs Impact Insurance Consumers Nick Mallouf 5/01
  Market Conduct Regulation
  Market Conduct Exams: An Insurer's Perspective Mark Gardner 7/00
  Nichols: States Must Adopt Uniform Market Conduct Standards or Face Demise Scott Hoober & Kim Moore 9/00
  Quo Vadis Market Conduct? The NCOIL Study, the Industry Viewpoint 11/00
  Commissioners Set Goals for Market Conduct Reform Tim Mullin 7/02
  Market Conduct ‘Baseline’ Exams Donald P. Koch 11/02
  Medicare
  When Medicare HMOs Bail Out on Their Policyholders Scott Hoober 7/01
  Miscellaneous
  Brain Teasers Wayne Cotter & Kashyap Saraiya 7/00
  California's Quackenbush Scandal Tarnishes Industry, Panelists Say Frederick L. Pliot 1/01
  The Country's Oldest Working Life Actuary Wayne Cotter 1/01
  The UPS Tax Case: Where Were the Insurance Regulators? Mark L. Gardner 3/01
  Update: UPS Wins! 7/01
  Are Elected Commissioners Closer to the People's Pulse – Or Too Close? Scott Hoober 3/01
  Under the Radar Screen Wayne Cotter 1/02
  Dull v. Duller: Lawyers Battle Over Citation Style Mark L. Gardner 3/02
  Learning the Tricky Language of Losses Warren Buffett 7/02
  Oldest Working Life Actuary to Leave State Service 11/02
  Charlie Elgin: 1929-2002 11/02
  Garamendi Wins? Wayne Cotter 1/03
  NAIC Developments
  Commissioners Set Goals for Market Conduct Reform Tim Mullin 7/02
  NAIC: Producer Reciprocity Standard in Place for 35 States 11/02
  President's Column
  The President's Column appears in every issue of The Regulator. The column contains brief thoughts on topical issues from the President of IRES.
  Privacy Issues
  Financial Privacy Far From a Reality Under New Law Frank Torres 1/03
  Regulators Grapple with Privacy Concerns Scott Hoober & Kim Moore 1/03
  Getting Hip to HIPPA: New HIPPA Privacy Rules are Coming Francis J. Serbaroli & Vimala Varghese 1/03
  Regulatory Roundup
  The Regulatory Roundup appears in every issue of The Regulator. The column includes summaries of recent legislation, court decisions, insurance department bulletins, etc., involving insurance issues throughout the U.S.
  Solvency Regulation
  Are You Ready for Codification? Dave Christensen 1/01
  Custodial Accounts: Keeping an Eye on the Assets Vincent Laurenzano* 5/01
  "Risk-Focused" Exams: Choosing the Right Tool Frances J. O'Connor 11/01
  Enron's Impact on State Outsourcing Decisions J. Robert Hunter* 3/02
  SPEs and CAT Bonds Vincent Laurenzano 3/02
  Learning the Tricky Language of Losses Warren Buffett 7/02
  Regulation Helps Insurers Stay Healthy in Unhealthy Climate Joseph L. Petrelli 11/02
  Speed-to-Market
  Is Speed-to-Market Racing Too Fast for Consumers? Scott Hoober 11/00
  Five Reasons Why Insurance Consumers are Concerned about Speed-to-Market J. Robert Hunter 11/00
  Five Strengths of Speed-to-Market George Nichols 11/00
  Staffing
  Shortage of Accountants Creates Dilemma for State Insurance Departments, Companies Scott Hoober 3/00
  State vs. Federal Regulation
  Is State Regulation Dead? Joseph Belth
Wayne Cotter
Michael Duncan
Angela Ford
Scott Hoober
J. Robert Hunter
Peter Kinzler
Sean Mooney
George Nichols*
George Reider
John Reiersen
David Snyder
11/99
  NAIC's Sebelius Says State Regulation is Alive and Well Scott Hoober 9/01
  Courts May Decide the Future of State Regulation David F. Snyder 1/03
  Suitability
  When Life Products Don't Fit Consumers' Needs, What Then? Scott Hoober 1/031
  Terrorism Insurance
  Terrorism Risk Insurance Act of 2002: Highlights Wayne Cotter 1/03
  Viaticals
  Sunshine State Confronts the Dark Side of Viaticals Kevin McCarty 3/01
  September 11, 2001
  New York Insurance Regulators Respond to Aftermath of WTC Scott Hoober 11/01
  Remembering September 11 Wayne Cotter 11/01
  Compensation Fund Established for 9/11 Victims Wayne Cotter 11/01
  Are Insurers Prepared for the Mental Health Fallout from September 11? Vicki Lankarge 11/01
  Regulators: Be Aware of These Emerging Issues Kashyap Saraiya & Wayne Cotter 11/01
  Under the Radar Screen Wayne Cotter 1/02
  Business Not As Usual Scott Hoober 1/02
  Terrorism Risk Insurance Act of 2002: Highlights Wayne Cotter 1/03
  *Winner, Schrader-Nelson "Article of the Year" Award
 
 
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